- Information We Collect
We may collect several types of information from and about users of our Services, including:
a. Personal Information: Personal information includes any information that can be used to identify or contact a person, such as your name, address, email address, phone number, date of birth, and Social Security number.
b. Non-Personal Information: Non-personal information includes any information that cannot be used to identify or contact a person, such as anonymous usage data, browsing history, demographic information, and preferences.
c. Financial Information: Financial information includes any information related to your financial situation, such as your income, assets, liabilities, and credit history.
- How We Collect Information
We collect information:
a. Directly from you when you provide it to us, such as when you fill out forms on our website or communicate with us.
b. Automatically as you navigate through our Services. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
c. From third parties, such as credit bureaus, business partners, and other service providers.
- How We Use Your Information
We use information we collect about you or that you provide to us, including any personal information:
a. To provide you with the Services and any other information, products, or services that you request from us.
b. To fulfill any other purpose for which you provide it.
c. To notify you about changes to our Services or any products or services we offer or provide through it.
d. To allow you to participate in interactive features on our Services.
e. To monitor and analyze usage and trends to improve our Services.
f. To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
g. For any other purpose with your consent.
- Disclosure of Your Information
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this Policy:
a. To our subsidiaries and affiliates.
b. To contractors, service providers, and other third parties we use to support our business.
c. To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Direct Banc's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Direct Banc about our Services users is among the assets transferred.
d. To fulfill the purpose for which you provide it.
e. For any other purpose disclosed by us when you provide the information.
f. With your consent.
- Security of Your Information
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. However, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Services. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our Services.
- Children's Privacy
Our Services are not intended for children under 18 years of age. No one under the age of 18 may provide any personal information to or on our Services. We do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information on our Services or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us.
- Your Rights and Choices
You may have certain rights and choices with respect to your personal information, including:
a. Accessing and Correcting Your Information: You can review and change your personal information by contacting us using the contact information provided below.
b. Opting Out of Promotional Communications: You may opt-out of receiving promotional emails from us by following the instructions in those emails or by contacting us. If you opt out, we may still send you non-promotional communications, such as those about your account or our ongoing business relations.
- Contact Information
Direct Banc Mortgage Inc.
11755 Wilshire Blvd., Suite 1250
Los Angeles, CA 90025